Food & Agro-processing

Food & Agro-processing

Food Mitra helps businesses plan and structure food processing and agro-processing projects while identifying applicable government subsidies, project finance and credit-linked support.

We cover food processing units, fruits & vegetables, spices, grains, dairy products, honey, primary processing, value addition, pack houses and post-harvest infrastructure.

Depending on the project, relevant schemes may include PMFME, PMKSY, AIF, MIDH, PLISFPI, CGTMSE, NBHM and Operation Greens.

LAND → LOAN → SUBSIDY

We evaluate your project, identify relevant government support and help structure the financing and subsidy process as applicable.

Unique Food Products
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Districts Covered
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States & UTs
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Key Government Schemes

Explore government schemes and financial support available for eligible food and agro-processing projects.
The applicable scheme depends on your project type, investment, location and eligibility.
Food Mitra helps identify the relevant opportunities and support your project financing process.

PMFME

Credit-linked capital subsidy for eligible micro food-processing units and common infrastructure.

BeneficiaryAssistance
Individual micro units35% credit-linked capital subsidy, max ₹10 lakh
FPO / SHG / co-op common infrastructure35%, up to ₹3 Cr (projects up to ₹10 Cr)
Branding & marketing (groups)50% grant
SHG seed capital₹40,000 per member, up to ₹4 lakh per SHG
Own contributionMinimum 10%

Covers bakery, pickles, papad, spices, namkeen, fruit juice / squash / pulp, millets, dairy products, poultry-based products and marine. Organised around ODOP (One District One Product) — worth checking Jalgaon’s ODOP product and building a page around it.

STATUS CHECK NEEDED:

funded through FY 2025-26. Confirm current extension before publishing.

PMKSY
Support for eligible food-processing, preservation, cold-chain and agro-processing infrastructure projects.
Central (MoFPI) · The step up from PMFME
ParameterValue
Subsidy35% of eligible project cost, max ₹5 Cr
CoversProcessing units for fruits, vegetables, milk, poultry, fish, food grains, pulses, oilseeds, spices, mushroom, honey; jaggery & value-added; animal feed; RTE / bakery / breakfast cereals; beverages
Demand-driven — applications open only when MoFPI issues an Expression of Interest, so it is not available year-round. Also includes Integrated Cold Chain and Agro-Processing Clusters components. Mega Food Parks and Backward/Forward Linkages are discontinued.

STATUS CHECK NEEDED:

allocation ran to 31 March 2026 under the 15th Finance Commission cycle. Confirm the current cycle before publishing.

Agriculture Infrastructure Fund
Interest support and credit-linked assistance for eligible agricultural infrastructure and post-harvest projects.
₹1 lakh crore central facility — the cheapest money in agri
ParameterValue
Interest subvention3% p.a. on loans up to ₹2 Cr, for up to 7 years
Credit guaranteeCGTMSE cover on loans up to ₹2 Cr — fee paid by government
CollateralNot required up to ₹2 Cr
Moratorium6 months to 2 years
TenureUp to 14 years including moratorium
Projects per applicantUp to 25 projects at different locations, each eligible for ₹2 Cr

Covers warehouses, silos, cold storage, pack houses, primary processing (cleaning, de-stoning, sorting, grading), custom hiring centres, precision agriculture and e-marketing platforms.

MIDH — Mission for Integrated Development of Horticulture
Support for eligible horticulture and post-harvest infrastructure such as pack houses, pre-cooling and related facilities.
ComponentAssistance
Integrated Pack HouseCredit-linked back-ended subsidy — the ₹25 lakh scheme named as an entry point
Cold storage (up to 5,000 MT)35% general areas / 50% hilly & scheduled areas
Pre-cooling units, ripening chambers, reefer vans, primary processingCredit-linked back-ended
Small nursery (up to 1 ha)50%, max ₹7.5 lakh
Tissue culture unit40%, project-based
Runs alongside the National Horticulture Board’s own cold storage capital investment subsidy (35% general / 50% NE, hilly and scheduled areas).
PLISFPI
ParameterValue
MinistryMinistry of Food Processing Industries (MoFPI), Government of India
Scheme outlay₹10,900 crore
Scheme periodFY 2021-22 to FY 2026-27
PurposeBuild globally competitive Indian food manufacturers and brands; increase processing capacity, value addition, exports and employment
Covered segmentsReady to Cook / Ready to Eat foods (incl. millet-based), processed fruits & vegetables, marine products, mozzarella cheese; plus branding & marketing of Indian food brands abroad
Best suited forLarge food manufacturers and export-oriented brands in the covered segments
StatusBeneficiary selection completed; not open to new applicants. Food Mitra can guide you to active schemes for your project.
CGTMSE
ParameterValue
Ministry / InstitutionMinistry of MSME & SIDBI initiative
PurposeHelps eligible Micro & Small Enterprises (MSEs) get bank finance without conventional collateral or third-party guarantee, subject to scheme conditions
Loan coverageCredit facilities up to ₹10 crore under CGS-I, through eligible lending institutions
Guarantee coverUp to 75% for many eligible borrowers; higher cover for specified categories such as women entrepreneurs and certain special categories
How it worksCGTMSE does not give loans or subsidies directly. The bank / financial institution sanctions the loan, and CGTMSE provides the guarantee cover.
Best suited forNew or existing MSE manufacturing, service or trading businesses needing a term loan or working capital
NBHM
ParameterValue
SchemeNational Beekeeping & Honey Mission (NBHM)
MinistryMinistry of Agriculture & Farmers Welfare, Government of India
Implementing agencyNational Bee Board (NBB)
PurposeDevelop scientific beekeeping and the honey sector: bee colonies, beekeeping infrastructure, honey production, processing, quality, packaging and marketing
CoverageThe complete honey value chain, helping beekeepers and enterprises improve productivity and market access
Best suited forBeekeeping units, honey processing / packaging, FPOs, cooperatives, training and honey value-chain infrastructure
StatusApproved till FY 2025-26; current availability to be confirmed before applying. Food Mitra can check this for your project.
Operation Greens
ParameterValue
SchemeOperation Greens (TOP to TOTAL)
MinistryMinistry of Food Processing Industries (MoFPI), under PM Kisan SAMPADA Yojana
CoverageOriginally Tomato–Onion–Potato (TOP); later expanded through TOP to TOTAL to fruits and vegetables for specified interventions
FocusReducing post-harvest losses, improving supply chains, strengthening processing and storage infrastructure, and supporting farmer-linked value chains
Long-term interventionsIntegrated value-chain development projects
Short-term interventionsTime-bound support for specified supply-chain needs (e.g. transport and storage), available only when notified
Best suited forFPOs, processors, aggregators and fruit & vegetable projects in cold chain, processing, storage, logistics and value addition

Specialised & Cluster Projects

For eligible larger or specialised projects, Food Mitra also evaluates opportunities under:
Project Overview

What We Help With

We help businesses plan and structure food and agro-processing projects with the right financial and government support opportunities. From processing units and post-harvest infrastructure to clusters and specialised projects, we support you through the process.
Food Processing Units
Agro Processing Projects
Fruits & Vegetables Processing
Spices & Grain Processing
Dairy & Food Products
Honey Processing
Primary Processing & Value
Pack Houses Infrastructure
Food Processing Clusters
Specialised Agro Infrastructure
Planning a ₹1 Cr+ Project?

CHECK YOUR ELIGIBILITY

Planning a ₹1 Cr+ Project? Find Out What You May Qualify For.

Government subsidies and financing support depend on your project type, investment size, location, and eligibility conditions. The right opportunity also depends on getting the Land → Loan → Subsidy sequence right.

Tell us a few details about your proposed project. Our eligibility check will help identify the government support categories that may be relevant to your project.

You may qualify for:

  • Capital Subsidy
  • Project Finance
  • Interest Support

Land → Loan → Subsidy

01 / 04 Project type

What are you planning to build?

Choose the sector that best describes your project.

Process

Plan Your Project With Clarity

Understand your land, financing requirements and potential government support to structure your project with the right approach from Land → Loan → Subsidy.
01
Identify the land and define what you want to build. Project location, activity, investment size and business structure can affect the support available.
02
Structure the project financing based on your investment requirements and identify suitable loan and credit-support opportunities.
03
Identify applicable government schemes and subsidy opportunities based on your project, location and eligibility.
FAQ

Frequently Asked Questions

Find clear answers to the most common questions about our consulting services, process, pricing, and business growth solutions.

Food Mitra supports projects such as food processing units, agro-processing, fruits & vegetables processing, spices and grains, dairy and food products, honey processing, pack houses, post-harvest infrastructure and specialised agro projects.

Eligible projects may qualify for different government schemes depending on the project type, investment size, location, business structure and other eligibility conditions. Food Mitra helps identify potentially applicable schemes.

Depending on the project, relevant schemes may include PMFME, PMKSY, CMFPS, AIF, MIDH, PLISFPI, CGTMSE, NBHM and Operation Greens. The applicable scheme is determined after evaluating the project.

No. Government subsidies and bank finance are provided through the respective government departments, financial institutions or implementing agencies. Food Mitra assists with project planning, scheme identification, documentation and the financing/subsidy process.

It depends on the scheme. Some assistance is specifically credit-linked or connected with institutional finance, while other schemes have different structures. For example, PMFME provides credit-linked capital subsidy for eligible individual units.